Know how much risk is right for you
We use a structured risk profiling process to work out the level of volatility you can genuinely live with — not just the return you would like.
Investment Planning
Our approach to investing starts with understanding your personal risk profile, then diversifying your portfolio so risk is minimised while your potential returns are maximised. Everything is written down in plain English, and we stay transparent about costs so you can make fully informed decisions.
Spread risk properly
Your money is diversified across asset classes, regions and managers so no single market event derails the plan.
Keep costs and tax efficient
We look at fund fees, PIE tax rates and portfolio structure so more of the return stays with you.
Stay invested through the noise
Regular reviews and clear reporting help you hold your nerve when markets wobble, which is where most returns are won or lost.
Process
How the advice process works.
01
Discovery
We talk about your goals, time horizon, income needs and existing investments.
02
Risk profile
A guided questionnaire and conversation set the target asset allocation.
03
Written strategy
You receive a documented investment strategy with the reasoning behind every recommendation.
04
Implementation
We handle the applications, transfers and paperwork to get the portfolio in place.
05
Ongoing review
Scheduled reviews, rebalancing and reporting as markets and your life change.
Who it suits
Built for these situations.
- Investing a lump sum from a sale, inheritance or bonus
- Consolidating scattered funds and KiwiSaver into one strategy
- Building wealth steadily alongside a mortgage and family
- Trusts, businesses and group superannuation schemes
FAQs
Common questions.
How much do I need to start?
There is no single minimum — we will tell you honestly at the first meeting whether advice will add value for the amount you are investing.
How are you paid?
We explain all fees and any commissions before you commit to anything. Full details are in our disclosure information.
Do you manage KiwiSaver too?
Yes. KiwiSaver is treated as part of your total portfolio rather than something separate.
Let's get your financial future organised.
A no-obligation conversation with a Parnell-based adviser who takes the time to understand where you're heading.